(1) Marital status of you and/or your children
(2) Birth or adoption of any children or grandchildren
(3) Serious illness or possible mental incapacity of you or a family member
(4) Creditor issues for your children and/or grandchildren
(5) You want to make gifts to certain individuals or charities
(6) You want to make loans to certain family members
(7) The overall value of your estate has increased
(8) You want to designate a different individual to serve as your fiduciary agent
(9) You moved to another state
(10) One of your beneficiaries has passed away
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