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How do you decide between at-home care and nursing facilities?

On Behalf of | Oct 18, 2024 | Estate Planning - Long-Term Care Planning

Choosing between at-home care and nursing facilities for a loved one is a major decision. Families must consider several factors, including the level of care needed, cost, and the emotional impact on everyone involved. 

Understanding the options available and the legal requirements for them can help families make an informed choice.

Level of care and support needed

The level of care a loved one requires is often the most important factor. At-home care is ideal for individuals who need help with daily activities but do not need constant medical supervision. On the other hand, nursing facilities provide round-the-clock medical care and support. Families should assess the loved one’s current and potential future needs when considering these options.

Costs and financial considerations

Cost is a significant factor when deciding between at-home care and nursing facilities. At-home care can be more affordable if family members provide some of the care themselves, while nursing facilities offer comprehensive services, which can be costly. In Maryland, Medicaid may cover some long-term care costs, but eligibility requirements apply. 

Families should understand their loved one’s financial situation and what assistance programs might be available. Planning in advance for long-term care costs can make an important difference.

Emotional and social impact

The emotional well-being of a loved one is an essential part of the decision. At-home care allows individuals to remain in familiar surroundings, which can positively impact their mental health. However, nursing facilities offer social opportunities and activities that can be beneficial for those who may otherwise feel isolated at home. Families should weigh how each option will affect their loved one’s quality of life.

Making the best choice for loved ones

Deciding between at-home care and nursing facilities requires careful consideration. By assessing these elements and exploring all available resources, families can make the best decision for their loved one’s long-term care while ensuring they receive the support they need.

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