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If you’re thinking about applying for Medicaid to help pay for long-term care in Maryland, you’ll want to understand how gifting assets could affect your eligibility. Medicaid looks closely at financial transactions, especially gifts, made within a specific time...
When someone passes away, some assets go through a legal process called probate, while others pass directly to beneficiaries. Knowing the difference can help families avoid delays and unexpected costs. What are probate assets? Probate assets are those that must go...
A power of attorney (POA) gives someone legal authority to act on your behalf. Many people think one POA is enough, but that is not always the case. Having more than one POA can help protect your interests and ensure that the right people manage your affairs....
When building an estate plan, utilizing a trust can help you manage your estate and even your business. Trusts have the power to protect business assets and ensure smooth ownership transitions. In other words, business owners can certainly benefit from using trusts...
A limited conservatorship provides support for adults with developmental disabilities while allowing them to maintain independence. Unlike a general conservatorship, it grants specific powers to the conservator without taking away all decision-making rights. This...
Planning for potential nursing home costs plays an important role in estate planning. Nursing home care costs can quickly deplete your savings if you don’t prepare properly. However, you can use several strategies to protect your assets while covering your care needs....
Families with a loved one who has disabilities often face unique challenges when planning for the future. A special needs trust provides a way to protect assets while ensuring that essential benefits remain available. This type of trust can offer financial security...
The probate process differs based on whether the deceased left a valid will or died intestate (without a will). These differences dictate how the estate divides, who manages the process, and how decisions proceed. These distinctions help families prepare for what to...
When someone grants power of attorney, they allow another person to make important decisions on their behalf. The type of power of attorney chosen—durable or nondurable—affects how and when those decisions can be made. Understanding these differences can help ensure...